Take these steps immediately:

1. File a police report. Your bank and credit reporting agencies will need a copy of this report and a case number. Make sure to explain to the police officer:

• When you first noticed your wallet missing;
• Where you think it was lost or stolen; and
• The types of currency and any information that was in your wallet.

2. Notify your bank.

• Provide a copy of the police report and case number.
• You may need to close your accounts and move your funds to a new account.
• Ask your bank to contact the major check verification companies. They need to notify stores not to accept any further checks from your account.
• Cancel your ATM. Get a new one and set it up with a new PIN.

3. Cancel all of your credit cards immediately. Your credit card companies will send you a new credit card with a new credit card number. They may also ask you about recent transactions to determine if they are yours.
4. Notify the ALL three major credit reporting agencies:

• Equifax – 1-800-525-6285
• TransUnion – 1-800-680-7289
• Experian – 1-888-397-3742
• For each of these agencies, ask for the fraud or security department. Ask them to put a fraud alert on your credit report.